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THIRD PARTY CYBER

Cyber Media Liability
Legal liability to third parties for defamation, product disparagement, infringement of intellectual property rights arising from the insured’s cyber media activities. For example digital content including but not limited to the insured’s website and social media outlets

Privacy Liability
Breach of data the insured is deemed to be responsible for (third parties and employees), either stored on the insured’s network or a third party custodian (i.e. a cloud provider)

Breach of Confidentiality
Same as privacy liability but for corporate information or trade secrets in the custody of the insured’s or a third party custodian (i.e. a cloud provider)

Cyber Security Liability
Liability to third parties as a result of the inability to the access the insured’s network, damage to third party networks, as a result of an unauthorized access, computer virus or denial of service attack

Breach of Payment Security Liability
The insured’s legal liability to pay damages in respect of a breach of a written contract between the insured and any entity or individual that governs the storage and processing of credit card information including any breach of the PCI DSS (Payment Card Industry Data Security Standard)

Regulatory Actions and Fines
The insured’s legal liability to third parties to pay regulatory compensation awards, civil penalties or fines (only where insurable in law) and the regulatory defense costs in connection with a investigation, defense or appeal of an any investigation following a covered claim on the above third party cyber liability insuring clauses.


CHANNING LUCAS AND PARTNERS LTD

CHANNING LUCAS & PARTNERS LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. OUR FCA REGISTRATION NUMBER IS 490683. REGISTERED OFFICE IS ST CLARE HOUSE, 30-33 MINORIES, LONDON EC3N 1PE. REGISTERED WITH COMPANIES HOUSE FOR ENGLAND AND WALES COMPANY NUMBER 6229756